Work on your credit
Except for a few states, your credit score plays a significant role in the car insurance quotes that you receive. California, Hawaii, and Michigan do not allow insurers credit to determine car insurance rates. According to insurance companies, customers’ credit scores are correlated with their likelihood of filing claims.
Our analysis showed that poor credit could lead to higher car insurance rates than those with good credit. A FICO score of 579 and below is considered poor credit in most cases. However, insurers may have different credit models.
Pay your bills on time, and reduce your debt to improve your credit score and lower your insurance rates. Keep track of your progress by reviewing your credit score frequently.
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