Don’t ignore local and regional insurers
Only four companies — Allstate Geico Progressive State Farm — own more than half the country’s auto insurance market. However, smaller regional insurers like Auto-Owners Insurance or Erie Insurance have higher customer satisfaction ratings and may offer lower car insurance rates.
Ask about discounts
Customers who are eligible for car insurance discounts can get lower rates.
- Bundle your car insurance with other policies such as homeowners or tenant insurance.
- You can insure multiple vehicles with the same policy.
- Maintain a clean driving record.
- All premiums, annual and six-month, must be paid at once
- Accept to receive documents online.
- You can have specific safety and anti-theft features in your car.
- Are you a member of a professional organization or an affiliate group?
Do not be deceived by the long list of discounts. Compare rates from different insurers.
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